The decision to pre-plan your funeral is a loving gesture for those you leave behind as it relieves them of decision making at a time of great stress and grief. It is a simple procedure that doesn't take much time and allows you to make specific choices, such as scripture readings, music, flowers, military honors, pall bearers, and any memorialization and personalization for your funeral or memorial service based on your personal preferences. Pre-planning is less emotional and provides peace of mind to you and your family. There is no cost to pre-planning your funeral or memorial service.

To reduce the burden of unexpected financial worries for your spouse and family, you may decide however, to pre-pay your pre-planned funeral arrangements. If you decide to pre-pay your pre-planned arrangements, your funds will always be invested in a professionally managed, interest-yielding account that is fully insured. All monies earned over and above that necessary to pay for your funeral expenses, will be refunded to your estate.